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The "and/or" in the rules text is just to cover creatures that carry more than one creature type and ensures they are still eligible to activate this ability

First of all it's a bit contradictive to give a Continuous Spell a GY effect, if your Deck doesn't have ways to (and wants to) send it to the GY, and also I think there are 0 Spell Cards with the worlds "Quick Play" printed on them, as they should either be Quick Play Spells or just simply Trap Cards

This card lets you tribute summon using your life points as tributes

Furthermore, since it can also be used as a fusion material for a masked mage, the other person will be stunned, thinking, "You're going to use God as a fusion material!?" (laughs) From there, Loki descends into the Battle Phase, making you think, "What's the trump card